What Can You Do If You Can’t Afford a Funeral in New Jersey?

 In Family Resources, Services

After a loved one has died, money shouldn’t be the first thing on your mind. But what if you can’t afford a funeral? New Jersey’s funeral homes have many options, but they generally come with a price. Keep reading to see how to plan a funeral on a budget, or the other options you have for end-of-life services.

Public Assistance to Pay For Funerals in New Jersey

Fortunately, the state of New Jersey assists in covering the costs of funeral and cemetery services for those most in need. If you receive certain state- or government-sponsored benefits, such as food assistance, supplemental security income, or qualify for other special programming, you can receive funds to help assist with the cost of the funeral home and cemetery service. Not all funeral homes in New Jersey will accept public assistance for funerals, but you can find out by calling your local funeral home.

End of Life Services On A Budget

If you are not receiving benefits and can afford to pay for end-of-life costs, but still want to keep things on a budget, you have many options. Some of the greatest costs for funeral services include the service itself, the monuments or casket, and the preservation process. Cremation is typically far less expensive than burial, and you can still have a viewing if you’d like, or you can further reduce costs by holding a simple memorial ceremony. Talk with your funeral director in Dover about your budget to figure out a plan that works and respects the deceased.

Can My Family Help Pay For A Funeral in NJ?

If you are paying for a funeral on your own, anyone can help pay. On the other hand, if you are using public assistance to pay for a funeral in NJ, there are limits to how much can be contributed. These limits depend on the total allotted amount of public assistance, as well as the age of the deceased. Your local funeral home director can help you with specific advice about your situation.

Don’t let the costs of a funeral keep you from memorializing your loved one! Call the team at Smith Taylor Ruggiero Funeral Home in Dover to plan a funeral service that fits in your budget.


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